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소득 수준: 일부 카드사는 소득 증빙을 요구하며, 소득에 따라 대출 가능 여부와 한도가 결정됩니다.일정기간 원리금을 연체할 경우, 모든 원리금을 변제할 의무가 발생할 수 있습니다.자주 사용하지 않기: 자주 신용카드 단기대출을 사용하면 신용등급에 부정적인

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▶ 카드론과 현금서비스 차이 ▶ 대출철회 취소하는 방법 ▶ 신용카드(대출금·카드대금) 연체 기준과 불이익특징: 신용대출은 카드론보다 금리가 낮고, 대출 한도가 더 높은 경우가 많습니다. 대출을 받을 때 신용등급이 중요한 기준이 됩니다.신용카드 연체 및 한�

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